To run a successful business, you need to take some risks. But, risk-taking doesn’t mean you don’t do a little risk management for small business to protect your company from losing money. While you can’t avoid every threat, some types of business insurance can help lessen the financial blow when the unexpected happens.
Read More 9 Types of Business Insurance You Can Shop Around ForInsurance Articles
Insurance - Tips, Training, and News
Is Cyber Insurance Worth It? What to Know Before Taking the Plunge on a Policy
Handling personally identifiable information (PII), such as names and Social Security numbers, can be nerve-racking for business owners. So, you need to protect the PII of your customers, vendors, and employees from hackers and data breaches. To defend your company from cyberattacks and their consequences, you might consider cyber security insurance. But, is cyber insurance […]
Read More Is Cyber Insurance Worth It? What to Know Before Taking the Plunge on a Policy
COBRA Health Insurance—Do You Need to Offer It?
As your business grows, so do your responsibilities as a business owner. Once you have 20 full-time equivalent employees and offer health insurance, you need to know about COBRA. What is COBRA? Do you have to offer it? Read on to get answers to these questions and more.
Read More COBRA Health Insurance—Do You Need to Offer It?
A Rise in Unemployment Fraud Requires Quick Employer Action
Notice something fishy about an unemployment claim that you receive? If so, one of your employees might have fallen victim to unemployment fraud … which means you could, too.
Read More A Rise in Unemployment Fraud Requires Quick Employer Action
Unemployment Rates by State, and What it Means for Your Business
Businesses. Workers. Investors. The government. Everyone uses the unemployment rate to measure how well the economy is doing. You might keep an eye on the national rate, but what about unemployment rates by state?
Read More Unemployment Rates by State, and What it Means for Your Business
What Is a Waiting Period for Employee Benefits (Like Health Insurance)?
Businesses, insurance companies, and the government all use waiting periods. If you provide company-sponsored benefits to employees, you might decide to set a waiting period. So, what is it?
Read More What Is a Waiting Period for Employee Benefits (Like Health Insurance)?
What Is Third-party Sick Pay?
There are a number of paid sick leave laws by state. To stay compliant, some employers have turned to third parties to handle sick pay. Do your employees receive third-party sick pay?
Read More What Is Third-party Sick Pay?
5 Steps for Changing Insurance Plans at Your Small Business
Changing insurance plans can seem like a major hassle for your entire company, especially your employees. But, it doesn’t have to be. Maybe you want to switch plans because your current one is too costly. Or, maybe you have no choice but to switch. Whatever the case may be, changing health insurance plans can be […]
Read More 5 Steps for Changing Insurance Plans at Your Small Business
Business Interruption Insurance: Protecting Your Company from the Unexpected
Your business is your pride and joy. And if you’re like most owners, you’ll do whatever it takes to protect it at all costs. But, you can’t always protect your company from unexpected events, like natural disasters. To keep your business safe and help it stay afloat if disaster strikes, consider investing in business interruption […]
Read More Business Interruption Insurance: Protecting Your Company from the Unexpected
What Is 2% Shareholder Health Insurance?
Do you own an S corporation and offer health insurance to employees? If so, you need to know how 2% shareholder health insurance works for S corporations.
Read More What Is 2% Shareholder Health Insurance?
