Author:

Rachel Blakely-Gray

As Patriot's Content Manager, Rachel creates engaging and informative content aimed to help business owners understand complex accounting and payroll topics.

desk with a calendar, cell phone, glasses, and a cup of tea

What Happens If Payday Falls on a Bank Holiday? Mark Your Calendar

By Rachel Blakely-Gray

A whopping 65% of the U.S. population lives paycheck to paycheck. These employees (and likely all employees) count on receiving their wages on their scheduled pay date. But, bank holidays might pose a slight hiccup. What happens if payday falls on a bank holiday?

Which Taxes Have a Wage Base?

By Rachel Blakely-Gray

If you’re an employer, you likely know that withholding, contributing, and remitting employment taxes is essential to running legal and accurate payrolls. Before calculating how much to withhold and contribute, you need to know about the tax wage base.

What Are Excepted Benefits, and Should You Offer Them to Employees?

By Rachel Blakely-Gray

Navigating through the waters of health insurance coverage is tricky. You might be wondering, Do employers have to offer health insurance? Although the Affordable Care Act (ACA) requires employers with 50 or more full-time equivalent employees to provide health insurance, no employer has to offer excepted benefits.

QSEHRA Plan: Health Insurance Alternative for Qualifying Small Employers

By Rachel Blakely-Gray

Do employers have to offer health insurance? Under the Affordable Care Act, you must provide health insurance if you have 50 or more full-time equivalent employees. If this requirement doesn’t apply to you, you might decide to establish a QSEHRA plan.

Can Employers Reimburse Employees for Health Insurance? Answers and Plan Options

By Rachel Blakely-Gray

Let’s face it: Health insurance is expensive. The average employer health insurance premium contribution per employee is nearly $7,584 (single) and nearly $19,276 (family) annually.

Stethoscope and pharmaceutical pills on a blue background

Small Business Health Insurance Options: Which (If Any) Will You Pick?

By Rachel Blakely-Gray

Do you know how to choose health insurance plans for your business? Sure, you could offer traditional group health insurance to your employees, but that’s not your only choice. There are several small business health insurance options you can choose from.

Commuter Benefits 2026: Transport Your Employees to Better Tax Savings

By Rachel Blakely-Gray

Most employees expect certain workplace benefits, such as health insurance or retirement plans. But coming up with unique and appealing perks, like commuter benefits, can further your chances of attracting and retaining top talent.

Tipped employees curling her client's hair.

No Tax on Tips: How Is Payroll Affected?

By Rachel Blakely-Gray

Remote Work Map: The States With the Most People Working from Home

By Rachel Blakely-Gray

Remote work may have taken the nation by storm during the pandemic, but it isn’t evenly distributed across the USA. For example, Colorado and Massachusetts have a significantly higher remote-work rate than Mississippi and Alabama.

Rows of blue clocks on a blue background.

No Tax on Overtime: What to Know in 2025 and Beyond

By Rachel Blakely-Gray

Tucked inside the massive One Big Beautiful Bill Act (signed on July 4, 2025), the new “no tax on overtime,” rule gives many hourly workers a reason to pay closer attention to their pay stubs. Retroactive to January 2025, eligible employees can deduct a chunk of their overtime earnings from their federal taxable income. The […]