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Patriot Direct Deposit Bank Holidays

Like all payroll companies, Patriot is subject to following the holiday schedule set by the Federal Reserve.  When a bank holiday falls within a payroll week, you will need to add an extra day to your process.

  • If a holiday falls on a day other than your pay date, you will need to run payroll one day earlier than normal in order for employees to be paid on the scheduled pay date.  Standard 4-Day will need to run payroll at least 5 days before the pay date. Prefunding will need to run payroll at least 2 days before the pay date.
  • If a holiday falls on a pay date, your employees will not get paid until the following banking day.  To avoid this, you can pay your employees one day earlier. This means you will need to run payroll one day earlier.

For more details, see Direct Deposit Funding and Timing Options.

Holiday2025 Banking Holiday 2026 Banking Holiday
New Year’s DayWednesday, January 1Thursday, January 1
Martin Luther King Jr. DayMonday, January 20Monday, January 19
Presidents’ DayMonday, February 17Monday, February 16
Memorial DayMonday, May 26Monday, May 25
Juneteenth National Independence DayThursday, June 19Friday, June 19
Independence DayFriday, July 4*Monday, July 6
Labor DayMonday, September 1Monday, September 7
Columbus DayMonday, October 13Monday, October 12
Veterans DayTuesday, November 11Wednesday, November 11
Thanksgiving DayThursday, November 27Thursday, November 26
Christmas DayThursday, December 25Friday, December 25

*When the Holiday falls on a Saturday, Federal Reserve Banks and Branches will be open the preceding Friday with no interruption to direct deposit timing.
** When the Holiday falls on a Sunday; Federal Reserve Banks and Branches will be closed the following Monday.

For further reading, see our blog article What Happens If a Payday Falls on a Bank Holiday?

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