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Instant Bank Account Verification in Patriot Software

Background

If you are a Full Service Payroll and Patriot pays your taxes or a customer who uses direct deposit, Patriot will need to verify that your business bank account is valid, belongs to you, and is able to be ACH debited by Patriot Software.

Patriot Software uses Plaid Inc., a third party financial service, to instantly verify your bank account ownership and good standing.  Plaid routinely handles verifications for some of the largest financial institutions in the world. This instant bank account verification process is quick and secure.  You can read more about how we protect your data.

How to Instantly Verify Your Bank Account

  1. Go to Settings >  Account Settings > Payment Settings > Bank Account Info
  2. Click Add+ to enter a new bank account if you’ve never entered one before.
    • To edit an existing bank account click “Edit”
    • You can select a different account in your verified bank, or start over with a new bank.
  3. Click “Start Instant Account Verification.” 
  4. Select your bank from the list in the modal that pops up. You can also search by bank name.
instant account verification for online banking

5. Enter the same login you would use to access your online bank account. Note that neither Patriot Software nor the third party service will have access to your login credentials, store them, or use them again. Your credentials are used one time to verify your account.

  • Depending on the bank, you may be prompted to receive and enter an additional verification code from the bank, either by email, phone, or text.
instant bank account verification example

6. After you enter your valid bank account login, you will be prompted to select which account you want to use to pay your payroll taxes/direct deposit.

7. If you have a debit block on your bank account, please remember to whitelist Patriot’s ACH IDs.

The majority of banks can be instantly verified, but if you cannot find your bank, or have issues with your login credentials, you will need to enter your bank account information in the software. Don’t worry, we’ll walk you through it on our help article, “Manually Verifying Your Bank Account.”

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