401(k) for Small Business

With Patriot Payroll’s™ free 401(k) integration

Graph representing retirement savings with Patriot Software and Vestwell logos

Payroll Software With Free 401(k) Plan Integration

Offering 401(k) plans just got easier!

Get 401(k) plan options that seamlessly integrate with Patriot’s award-winning payroll software. We offer free 401(k) plan integration through our partner, Vestwell.

Streamlined Retirement Plan Management

Offer retirement savings with a 401(k) plan and get hassle-free payroll integration, included.

Affordable 401(k) Plan Options

Exclusive 401(k) pricing for Patriot customers through Vestwell.

401(k) Options for Every Size Business

From solo shops to growing teams, Vestwell 401(k) options are built to flex with your business.

When I run payroll, contribution and election data is magically transferred, which is exactly what I needed.”

—Kelsey Daniels, Owner,
Flights Wine Bar

Kelsey Daniels
Image of customer business, Flights Wine Bar

Benefits of Offering a 401(k)

For you and your employees

Tax Benefits

Your contributions are tax-deductible, and your employees’ contributions grow tax-deferred. Win-win.

Secure Tax Credit

Employers with under 100 employees may qualify for tax credits to offset plan startup costs.

Competitive Advantages

Retain and recruit top talent with retirement benefits.

Map of the USA with a check

Compliance With State-mandated Retirement Laws

Offering a 401(k) plan satisfies state-mandated retirement requirements and added tax benefits for your business.

View the interactive map here.

Employees Get 401(k) Info At Their Fingertips

With Patriot’s free employee portal

With Patriot’s mobile app, your employees can:

  • View 401(k) employee deductions
  • View 401(k) company contributions (if applicable)
  • Access W-2 forms

More Payroll Features to Simplify Your Life

Free USA-based Support

Enjoy the best payroll support around (we aren’t biased at all). Our free, USA-based support is available via phone, email, or chat.

All Pay Frequencies

Pay employees weekly, biweekly, semi-monthly, monthly, quarterly, semi-annually, and annually. And, you can run one-off payrolls effortlessly.

Free Payroll Setup

Starting payroll or switching providers is time-consuming, so we’re here to do it for you.

Contractors in Payroll

Pay 1099 independent contractors with direct deposit or by check.

Comprehensive Reports

Review employee information, year-to-date payroll, tax liabilities, and more.

Unlimited Payrolls

Pay your employees as often as you want for one low monthly price.

View All Payroll Features

Patriot Beats the Competition on Price, Value, & Support See how users rate Patriot against competitors.

401(k) Plan FAQs

After setting up your 401(k) plan with Vestwell, Patriot will send payroll data, including employee deductions and company contributions, each time you run payroll.

Vestwell will then withdraw these dollars directly from the employer bank account and apply the contributions to each employee’s 401(k) account.

Patriot’s online payroll starts at $17/month plus $4 per worker. Vestwell offers three exclusive 401(k) plan options and pricing for Patriot Software customers. You can get Vestwell’s 401(k) plan pricing here.

You can set up a 401(k) plan with Vestwell if you have one or more employees.

Yes, Vestwell’s 401(k) plan options are available in all 50 states.

Yes, in most cases, offering a 401(k) plan will satisfy the state-mandated retirement plan requirement.